The Credit Repair Organizations Act prohibits making false claims about credit repair. It makes it a crime for companies to collect all credit repair fees from an individual prior to services being rendered. It requires that these companies inform you about your legal rights. It demands that a credit repair company provide information about your legal rights in a written contract, which also must detail the services the company will provide you with, the duration of the services, the timeline before results can be expected, the total cost of the repair and any guarantees that are offered.

You have a right to dispute inaccurate information in your credit report by contacting the credit bureaus directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove inaccurate, negative information form your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years. You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been denied credit, employment, insurance, or rental dwelling because of information in your credit report within the proceeding 60 days.

The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud. You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations. You have the right to cancel your contract with any credit repair organization for any reason within 3 business days from the date you signed it. Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur. You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau may not charge any fee for this service.

Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau. If the credit bureau’s reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you. The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch, Federal Trade Commission, Washington, D.C. 20580. Our fees include paper, ink, internet, supplies, credit reports, forms, all phone calls, stamps and education on re-building your credit so you will have the maximum results. There shall be no other charges

The Better Business Bureau is crooked and it has been exposed numerous times over the years.  CNN just published an article about it.

Read the full article – CNN Investigates the BBB

We have tried to join the BBB and become an “Accredited Business” … but they denied us and said they don’t offer services to credit repair companies.

Trinity Enterprises LLC Winter park Florida— When and When not to file Bankruptcy vs using credit repair to rebuild your Good Name.

Trinity Enterprises LLC has helped alot of people make the right choices and not file Bankruptcy and get their problems solved easy.

Bankruptcy vs Credit repair — Alot of times the problem is easier than you think. Sometimes consumers freak out or get scared from collections companies calling and threaten to sue for old debt. Trinity Enterprises llc takes the time to help each customer understand that 1st the debt collector in a lot of cases aren’t due any funds. Second, each collection company and now attorney’s stepping into this market are becoming debt collectors have to be licensed in your state to collect funds. See the Debt Collectors Act this is free information for consumers. Remember, lot of times after the items on your credit is past 12 months old that’s just the time frame for credit repair. Give us a call today for a free credit review to see how we can help you make the right choices? Toll Free 888-461-8555 x3 or Direct 407-831-2525

Trinity Enterprises LLC Winterpark Florida offers excellent credit repair services will education on when and when not to file Bankruptcy. A lot of people get harassed by old collections agencies, charged off credit cards, and repossessed cars loan companies and act out in fear only to contact a Bankruptcy attorney. The truth is Bankruptcy is not the only option. When the creditors are old and charged off Bankruptcy is not always the best option. The reason being is because the damage has already been done. The accounts have been lost already and with a company such as Trinity Enterprises LLC credit repair services you can get a second chance at financial freedom.

Call us Today to get any questions or concerns : 407-831-2525 or Toll Free 888-461-8555

www.trinityenterprisesllc.com

Bankruptcy is a good option when you have a home loan currently delinquent and there is no way possible that you will be able to catch up the mortgage, car note or creditors. Some Bankruptcy attorneys are not knowledgeable and will not educate you that this is not the best possible solution. Some wont tell you about your other options because they get paid to file and submit their paper work to the courts. Credit repair can assist you with removing account older than six to twelve months. The older the debt the better candidate for credit repair services. With over 13 years of experience in finance and credit I feel that our expertise in giving consumers a no cost consultation with give them a better out look at to the do and don’t in credit.

Trinity Enterprises LLC Winterpark Florida based in Orlando Florida and St Louis MO reviews roughly 50-100 credit reports each day. 80 percent of those are good candidates for credit repair, the other 20 percent are good debt consolidation lead or even Bankruptcy. If after our free consultation we find that you are better fit for debt consolidation or bankruptcy we will recommend you to a professional who can better suit your needs. Most consumers come to Trinity Enterprises LLC for direction and a road map to success with financial planning. We predominantly hire financial planner with extensive training in finance so this is why we are so successful with one of the highest success ratios of negative items remove from credit reports. Our Orlando credit repair consultation are reliable and will review your credit report with you prior to taking any funds for credit repair services.

On average we have increase credit scores 80-120 points.With removing late payment, removing collections, removing charge offs, removing repossessions, removing tax liens, removing child support, removing short sales and a host of other items from credit reports we have successful had many clients to close on home loans going on to never make the same mistakes again. Credit repair just maybe the solution for you. We have the ability to pull an updated copy of a credit report and give you a no cost consultation. After our services you will be educated and have financial freedom of mind.

Again we say do not act in fear but be educated prior to filing Bankruptcy. Credit repair or debt consolidation may be the right solution for you.

It would be our Honor to assist you and making the toughest decision of your life… Call us today at 407-831-2525 or 888-461-8555 www.trinityenterprisesllc.com