Credit Repair Facts with Trinity Enterprises LLC

FACT: Under the Fair Credit Reporting Act (FCRA), it is your legal right as a consumer to have your credit report improved. 

FACT: Under the Fair Debt Collections Practices Act (FDCPA), it is your legal right to put an end to all of the harassing phone calls from creditors and collection agencies.

Creditors and credit reporting agencies have spent millions convincing Americans that credit repair is not possible. Trinity Enterprises LLC asks you not to be a victim any longer.

Millions of Americans are under the impression that the credit reporting agencies are part of the government, when in fact the credit reporting agencies are NOT government related. Credit reporting agencies are privately owned companies that make their money by collecting information about you and selling it to others.

Fortunately, Congress has passed a collection of laws called the Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACT Act) which regulates the actions of the credit reporting agencies. Before anything may be added onto your credit report, the credit reporting agencies must ensure that:

1. The information meets all legal reporting requirements.

2. The information was properly verified as accurate and complete.

3. The information does not violate any FCRA or FACT Act laws. 

There are more than 320 federal credit reporting laws, and it is highly common that unsubstantiated information is added to credit reports without proper verification. A recent study from the United States Public Interest Research Group (USPIRG) has documented that a staggering 79% of all credit reports do not meet full legal compliance.

Note: This means that most negatives can be removed from the credit report because of improper filing. 

Chances are your clients and your personal credit report is a part of the 79%. Let us restore your buying power by making the American dream of home ownership come true. Give Trinity Enterprises LLC a call today and allow us to restore your economic power.

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